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41.Hang out. Your electric clothes dryer is the biggest energy-gobbling appliance in your home after the refrigerator, costing about $85 a year to run. So hang clothes outside, or inside until they’re almost dry, then pop them into the dryer.
42. A drip in time. Your AC system and dehumidifier pull water out of the air that’s perfect for gardening or car washing. Some devices will route the water to your garden.
43.Banish dust bunnies. Keeping your refrigerator’s coils dust-free can save about 6 percent on its power consumption. Access varies by model; check the manual. And, of course, unplug the fridge before you do anything.
44.Unplug. Disconnect your cellphone and other electronic gadgets when they are fully charged, or you’re just wasting energy. They draw power when they are plugged in, so don’t let them soak up juice all night.
45.Be convectional. If you’re buying an oven, consider a convection model. It can cut oven energy use by 20 percent because it continuously circulates heated air around the food, reducing both cooking temperature and time.
46.Don’t vent. Use bathroom and kitchen vent fans sparingly in summer and winter — the fans cost money to run and blow your cooled or heated air outside, forcing your furnace or air conditioner to make up the difference.
47.Winter savings. Inflatable fireplace dampers keep your home’s warm air from escaping through a fireplace with a leaky metal damper. Pay $50 to $200 once and save $50 to $200 every year.
48.Heat health. To conserve energy, turn off radiators or close heating and cooling vents in vacant rooms. Heavy drapes also lower energy bills.
49.Power down. If you have an electric water heater, install a switch so that it’s on only when you need hot water. Or buy a timer to do the job automatically. Turning down the temperature on an electric or gas water heater will also save you money year-round.
50.B.Y.O.B. Supermarkets in some areas charge 5 cents a bag. Some big stores give credits if you bring your own bag. Target discounts 5 cents for each throwaway bag not used, while CVS issues a $1 coupon every fourth time a customer checks out with a 99-cent “Green Bag Tag” that’s sold at the store.
51. Don’t fill the kettle. When you boil water for a cup of tea, put in just the amount you need. You’re wasting energy for anything extra.
(Tips and image courtesy of the AARP Bulletin – July-August 2011)
Other Links You May Like:
31. Fiscal fitness. If you’re joining a health club, see if it offers a per-visit plan. Despite good intentions, most people work out only about once a week, and overpay with monthly or annual memberships.
32.In the doughnut hole. If you entered the Part D coverage gap this year, you’ll get a 50 percent discount on all brand-name and biologic drugs you buy while you’re in the gap. Over 10 years, you’ll gradually receive more discounts on generics as well as brands until the gap closes in 2020.
33.Cute choppers. If your whitening strips are too big for your teeth, cut them in half horizontally. Two for the price of one
34.A blanket solution. By insulating your electric water heater and its outgoing pipes, you can lower the temperature setting and save up to $200 a year. Pipe sleeves start at $2 for 12 feet, while heater blankets run about $20. Check with a plumber for safety.
37.Go out green. Biodegradable coffins and other eco-friendly burial measures can cost half to two-thirds less than traditional burials. Get information and provider listings at greenburialcouncil.org.
38. Auto-temperature. By installing a programmable thermostat, homeowners can save up to $180 a year in heating and cooling bills.
39.Go fluorescent. Replace those energy-hog incandescent bulbs with compact fluorescent light (CFL) bulbs. According to the U.S. Department of Energy, replacing a 60-watt incandescent bulb with a comparable 15-watt CFL could save you $69 over the life of the new bulb — typically seven years.
40.Stop gushing. Turn the valves under the kitchen and bathroom sinks halfway off. When you open a faucet above, the water won’t come gushing out, but there’ll be plenty to wash dishes or brush teeth.
(Tips and image courtesy of the AARP Bulletin – July-August 2011)
Other links you may like:
21. Travel bargains. The AARP Travel Center, powered by Expedia, offers discounts on car rentals and hotels, up to $100 in extra onboard credits on select cruises, savings of up to $450 on vacation packages and more. Explore at expedia-aarp.com or call 800-675-4318.
22.Free tax preparation. In partnership with the IRS, AARP Foundation offers the Tax-Aide counseling program at thousands of locations during the January-April filing season. Trained and certified volunteers help low- to middle-income filers, with special attention to those 60 or older. To find an AARP Tax-Aide site near you, call 888-227-7669 toll-free or check online at aarp.org/taxaide
23.Movie extra. Pay $5.50, up to a 49 percent discount, for a bundled purchase of a 32-oz. soft drink and 64-oz. popcorn when you show your AARP card at Regal Entertainment Group theaters in the U.S.
24.Save a buck. For more great savings tips, updated year-round, go to AARP’s Budgeting and Saving channel on the website.
26.No copay. The new health care law provides for free preventive tests by participating Medicare providers. Included are wellness checkups, mammograms, colorectal cancer screenings and bone density, Pap and other tests that used to require a 20 percent copay. Check with your Medicare-participating doctor.
27. Rx for less. Get a 30-day supply of some generic drugs for $4 — with no enrollment fees — at Walmart, Sam’s Club, Kroger and Target. Other chains also have $4 programs but may charge fees. Find local offerings at medtipster.com.
28.Hearing aids. Lions Club International, the Sertoma Hearing Aid Recycling Program and the Starkey Hearing Foundation’s Hear Now program all sponsor recycling campaigns that help the financially needy obtain hearing aids.
29.Members only? Not when it comes to buying pharmaceuticals at low-price warehouse clubs Costco and Sam’s Club. They sell prescriptions to anyone.
30.Your eyes. Free exams and a year of follow-up by volunteer ophthalmologists are available for certain folks over 65. See EyeCareAmerica.org.
Here’s the first 10!
1. Master the stick. Cars and trucks with stick shifts typically get two to five more miles per gallon than vehicles with automatic transmissions, according to Consumer Reports. They can cost $800 to $1200 less in the first place, and they need fewer and less expensive brake and transmission repairs.
(Using your hand to shift makes you less apt to be using that hand for texting or other activities we should be avoiding while driving anyway ).
2. Cruise control. Use it. You’ll often get better mileage on the highway than with your right foot in charge.
3.Best time to buy. buy a car at the end of the month, when there’s a scramble to meet sales quotas. Salespeople often earn bonuses then and may share the wealth with you to close a deal.
4.Gas app. A website that drivers can use to check local gas prices, GasBuddy.com has gone mobile with free apps for Apple, Android, Windows and BlackBerry.
5. Let’s twist again. After filling up, twist the gas cap until it clicks. With older vehicles check for tightness. One in six cars has an improperly fitting or missing gas cap, which can reduce a car’s mileage by as much as 10 percent.
6.Smoke signals. Before you buy a used car, let its tailpipe tip you to trouble. White smoke often results from water or antifreeze entering cylinders, suggesting the engine could overheat. Blue smoke could be cause by a clogged PCV valve or by engine oil entering cylinders, possibly because gaskets failed. Black could indicate excess fuel in cylinders or problems with the carburetor, fuel pump or computer sensors.
7. Spare me. To ensure tire rotations are performed, place white marker on rear tires; you should find it on front tires before you pay the bill.
(I particularly like this one. I always wonder if they really rotated for me!)
8.Card savers. Choose the right credit card for the pump and cut your costs. Some cash-back credit cards offer particularly high rewards for gas purchases. Check it out at CardHub.com or Cardratings.com. Also, credit cards issued by gas chains may save you up to 5 percent.
9. Water works. Keep a full cup in the holder and make a game of avoiding spilling it as you drive. you’ll rein in jackrabbit starts, sudden stops and high speeds that can lower your in-town mileage by 5 percent, according to the U.S. Department of Energy.
10. Tax Break. Many jurisdictions give property tax relief to older homeowners, base on income. Be prepared to submit documentation on your income and any Social Security benefits you may receive.
For the next ten, stop by tomorrow!
Other Money Saving Tools
Print your coupon to use in store Saturday, August 26th,2011 for $10 off a $25 purchase or more.9am-1pm Doorbusters as well as 80% off RedZone Clearance. Seems like a good day to go to JcPenney’s!
Use code GOTASALE when prompted at checkout for online use.